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95 Pine St #A Manchester — Photo 1 of 21

95 Pine St #A Manchester — Photo 1 of 21

$647,000

Investment Analysis — 95 Pine St #A

Manchester, MA 01944

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01944 carries an estimated $3,190/mo in gross rent — about a 3.81% cap rate and $24,678/yr in estimated NOI at the $647,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

1,023

Style

Single Family

Built

1989

A Very Pleasant Surprise! Tucked away right on Pine Street, this sweet oasis offers a unique opportunity to reside in one of the North Shore’s most desirable coastal communities. Enjoy the perfect blend of vibrant seaside life and peaceful seclusion, with top-rated schools, the MBTA, downtown shops, dining, playgrounds, harbor, and Singing Beach all just moments from your door. Step out back to discover your own private retreat. This hidden rear unit features a beautiful granite patio bordered by lush, natural green-scape that directly backs up to the historic Powder House Reservation. Whether sipping morning coffee or unwinding after a long day, you will love the tranquility, refreshing sounds, and scenic beauty of nature surrounding this hidden gem.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 512 sq ft (the lesser of 900 sq ft or half the 1,023 sq ft principal dwelling). Lot size: 22,460 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$647,000
Annual Taxes$4,415

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms5
FireplacesNone
FlooringWood, Tile, Carpet
BasementFull, Concrete, Unfinished

Climate & Utilities

HeatingBaseboard
CoolingNone
WaterPublic, Private
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
ZoningD

Property & Lot

Acres0.52
SqFt Lot22,460
Lot Features--

Amenities & Appliances

Tankless Water Heater • Dishwasher • Disposal • Trash Compactor • Microwave • Refrigerator • Washer • Dryer • ENERGY STAR Qualified Washer

Neighborhood

Public Transportation • Shopping • Tennis Court(s) • Park • Walk/Jog Trails • Stable(s)

Geography

Floorplan Breakdown

Structural Layout

Third
Bedroom 3
Second
Primary BedroomBedroom 2Bathroom 2
First
Living RoomKitchenBathroom 1
Living Room
Lvl First

Flooring - Wood

Kitchen
Lvl First

Flooring - Wood, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior

Primary Bedroom
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second
Bedroom 3
Lvl Third

Skylight, Closet, Flooring - Wall to Wall Carpet

Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl Second

Bathroom - Tiled With Tub & Shower

Property History

Listed
$647,000

Sep 12, 2026

MLS® 73576269

Listed
$647,000

Sep 10, 2026

MLS® 73575425

Listing Provided By

Listing Agent: Marianne Round

Listing Office: Coldwell Banker Realty - Manchester

MLS® Number: 73576269