
92 South St Chesterfield — Photo 1 of 36
$436,900
Investment Analysis — 92 South St
Chesterfield, MA 01012
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01012 carries an estimated $2,050/mo in gross rent — about a 2.75% cap rate and $12,029/yr in estimated NOI at the $436,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,728
Style
Single Family
Built
1972
Perched on a hillside overlooking three acres of woodland and rolling meadow, this Colonial is minutes from the town center, Russell Memorial Park, and an easy jaunt to the best spot for a front row seat for the renowned annual 4th of July parade. The light-filled home offers flexible living space with two spacious bedrooms upstairs, a nicely sized room that would be a terrific first floor bedroom or office, two full bathrooms (one on each floor), first-floor laundry, and an open kitchen/living/area with Brazilian cherry floors. French doors lead from the living area to a sunroom/dining area with sliders that open to a stone patio. While there is no direct heat in the sunroom/dining area, it stays warm thanks to its proximity to the living room and passive solar heating. You'll love the gorgeous sunsets and amazing rainbows right in your own front yard. Owned solar panels, only three years old, are on the metal, maintenance-free roof. Electric car charger, newer central air, an efficient propane furnace, and a whole house water filtration system plus a reverse osmosis system for drinking water. There’s more: a spacious yard with room for gardening and exploring, a three-stall barn for storage, and a chicken coop. Watch for deer, foxes, rabbits, and an occasional bear roaming about the meadow. A wonderful place to call home, and an easy drive to Florence, Williamsburg, and Northampton.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 864 sq ft (the lesser of 900 sq ft or half the 1,728 sq ft principal dwelling). Lot size: 130,680 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer
Neighborhood
Conservation Area
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood, Window(s) - Bay/Bow/Box, French Doors, Exterior Access
Kitchen
Lvl FirstFlooring - Hardwood, Pantry, Open Floorplan, Gas Stove, Peninsula
Master Bedroom
Lvl SecondCeiling Fan(s), Walk-In Closet(s), Flooring - Hardwood
Bedroom 2
Lvl SecondBedroom 3
Lvl FirstFlooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Tiled With Tub & Shower, Dryer Hookup - Electric, Pedestal Sink
Bathroom 2
Lvl SecondBathroom - Tiled With Tub & Shower, Soaking Tub
Property History
$436,900
Sep 8, 2026
MLS® 73572877
$324,900
Jul 11, 2011
MLS® 71177813
$324,900
Jan 11, 2011
MLS® 71177813
Listing Agent: Rachel Simpson
Listing Office: 5 College REALTORS® Northampton
MLS® Number: 73572877