82 Rich St Gardner — Photo 1 of 29
$329,000
Investment Analysis — 82 Rich St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 2-bedroom in 01440 carries an estimated $1,560/mo in gross rent — about a 3.19% cap rate and $10,495/yr in estimated NOI at the $329,000 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
996
Style
Single Family
Built
1930
Charming and move in ready 2 bedroom home located on a quiet dead end street with minimal traffic, yet conveniently close to highways, shopping, restaurants, parks, and more. This home features an open concept living, dining, and kitchen layout with beautiful hardwood floors throughout. Updated kitchen remodeled in 2020 offers stone countertops, stainless steel appliances, tile flooring, modern cabinetry, and newer windows. Cozy living room includes a stylish electric fireplace, while the dining area provides exterior access to the back deck, perfect for relaxing or entertaining. Additional features include updated bathroom, spacious primary bedroom with large walk in closet, covered front porch, 2 car carport, 4 off street parking spaces, 2022 hot water tank, and durable 50-year steel roof with transferable warranty on the main house.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 498 sq ft (the lesser of 900 sq ft or half the 996 sq ft principal dwelling). Lot size: 2,056 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Refrigerator
Neighborhood
Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,First15.5 x 11.5
Flooring - Hardwood, Exterior Access, Open Floorplan
Dining Room
Lvl Main,First10.6 x 11.9
Flooring - Hardwood, Exterior Access, Open Floorplan, Slider
Kitchen
Lvl Main,First8.7 x 11.3
Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Remodeled
Primary Bedroom
Lvl Second11.3 x 11.6
Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
Bedroom 2
Lvl Second11.8 x 11.3
Bathroom 1
Lvl Second6.11 x 11.4
Bathroom - Full, Bathroom - With Tub & Shower
Property History
$329,000
Was $327,000
Jun 26, 2026
MLS® 73526316
$327,000
May 28, 2026
MLS® 73526316
Listing Agent: Justin Panarelli
Listing Office: Real Broker MA, LLC
MLS® Number: 73526316