8 Essex St Swampscott — Photo 1 of 15
Recent Drop: $39,999
$640,000
Investment Analysis — 8 Essex St
Swampscott, MA 01907
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01907 carries an estimated $4,090/mo in gross rent — about a 4.92% cap rate and $31,465/yr in estimated NOI at the $640,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2.5
SqFt
2,206
Style
Single Family
Built
1920
NEW PRICE TO SELL!!! Don't miss this fantastic opportunity to own a charming and well-maintained home in the heart of Swampscott. Located at 8 Essex St, this inviting property features a bright and spacious layout, updated kitchen, comfortable living areas, and a private backyard perfect for relaxing or entertaining. Ideally situated near beaches, parks, schools, shopping, dining, and public transportation. With a recent price reduction, this home offers exceptional value in a highly desirable seaside community. Schedule your showing today!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,206 sq ft principal dwelling). Lot size: 5,236 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • ENERGY STAR Qualified Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Dishwasher • ENERGY STAR Qualified Washer
Neighborhood
Public Transportation • Shopping • Park • Golf • Medical Facility • Laundromat
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstBathroom - Half, Closet, Flooring - Laminate, Open Floorplan, Recessed Lighting
Dining Room
Lvl FirstFlooring - Laminate, Open Floorplan
Kitchen
Lvl Main,FirstBathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Recessed Lighting, Remodeled, Washer Hookup
Family Room
Lvl FirstFlooring - Laminate
Primary Bedroom
Lvl SecondBathroom - Full, Closet - Linen, Walk-In Closet(s), Flooring - Hardwood
Bedroom 2
Lvl SecondBathroom 1
Lvl FirstBathroom - Half
Bathroom 2
Lvl SecondBathroom - Full
Bathroom 3
Lvl SecondBathroom - Full
Property History
$640,000
Was $669,900
Jul 17, 2026
MLS® 73516349
$669,900
Was $679,999
Jun 24, 2026
MLS® 73516349
$679,999
May 11, 2026
MLS® 73516349
$1,850
Jul 26, 2005
MLS® 70213032
$1,850
Jun 21, 2005
MLS® 70213032
Listing Agent: Fiorella Marte
Listing Office: StartPoint Realty & Associates
MLS® Number: 73516349