Active
2 Days on market
71 Nicolle Ter Gardner — Photo 1 of 42

71 Nicolle Ter Gardner — Photo 1 of 42

$675,000

Investment Analysis — 71 Nicolle Ter

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 1.66% cap rate and $11,189/yr in estimated NOI at the $675,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

2,380

Style

Single Family

Built

2002

Set at the end of a quiet cul-de-sac, this spacious three-bedroom home offers approximately 2,380 sq. ft. of living space on 1.95 acres. An owned 35-panel solar system and a heat pump provide valuable energy-conscious features. The open kitchen and living room feature abundant windows that bring in natural light and create a bright, comfortable gathering space, complemented by a formal dining room and versatile front office. Two proposed bedrooms were combined during original construction to create an oversized primary bedroom with an attached bath and two walk-in closets. Additional features include an enclosed knotty-pine three-season porch and deck, a large bonus/activity room over the two-car garage, and an unfinished walkout lower level with rough-in plumbing, large windows, and a French door. Beautifully landscaped grounds feature expansive lawn areas, flowering ornamental trees, perennial gardens, and wooded surroundings. A substantial fenced portion of the yard offers exceptional privacy while maintaining the open feel and charm of an established neighborhood setting, while additional unfenced grounds extend from the front entrance along the opposite side of the house. Conveniently located approximately one mile from Route 2.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,380 sq ft principal dwelling). Lot size: 84,829 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Open Houses

Property Details

Financials

Original Price$675,000
Annual Taxes$7,051

Parking

Garage2
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces1
FlooringWood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet
BasementFull, Walk-Out Access, Interior Entry, Radon Remediation System, Concrete, Unfinished

Climate & Utilities

HeatingCentral, Forced Air, Heat Pump, Electric, Active Solar, Air Source Heat Pumps (ASHP)
CoolingCentral Air, Active Solar, High Seer Heat Pump (12+), Air Source Heat Pumps (ASHP), Whole House Fan
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningResidentia

Property & Lot

Acres1.95
SqFt Lot84,829
Lot FeaturesCul-De-Sac, Easements, Gentle Sloping

Amenities & Appliances

Electric Water Heater • Water Heater • Dishwasher • Disposal • Microwave • Refrigerator • Range Hood • Plumbed For Ice Maker

Neighborhood

Shopping • Walk/Jog Trails • Golf • Medical Facility • Bike Path • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
First
Dining RoomFamily Room
Main,First
Living RoomKitchenBathroom 1
Main
Office
Living Room
Lvl Main,First

Ceiling Fan(s), Flooring - Hardwood, Deck - Exterior, Open Floorplan, Recessed Lighting, Lighting - Overhead

Dining Room
Lvl First

Flooring - Hardwood, Crown Molding

Kitchen
Lvl Main,First

Flooring - Hardwood, Dining Area, Deck - Exterior, Open Floorplan, Recessed Lighting

Office
Lvl Main

Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead

Family Room
Lvl First
Master Bedroom
Lvl Second

Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead

Bathroom 1
Lvl Main,First

Bathroom - Half, Ceiling Fan(s), Flooring - Hardwood, Pedestal Sink

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Enclosed Shower - Fiberglass

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Lydia Desgroseilliers

Listing Office: Heritage Park Realty

MLS® Number: 73575593