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66 Charlton St Oxford — Photo 1 of 40

66 Charlton St Oxford — Photo 1 of 40

$449,900

Investment Analysis — 66 Charlton St

Oxford, MA 01540

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01540 carries an estimated $2,310/mo in gross rent — about a 3.65% cap rate and $16,413/yr in estimated NOI at the $449,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

1,540

Style

Single Family

Built

1941

Discover a unique opportunity at cozy 4 bedroom single-family residence built in 1941, offering 1540 square feet of living space with bonus partially finished walk out basement. This property presents a distinctive blend of classic charm set on a generous lot. The home offers skylight bathroom, good size living room providing ample personal space for residents or guests. The multiple bathrooms is a plus cater to daily needs and convenience. With a substantial lot size of 23,485 square feet, there is considerable outdoor space for various activities or future landscaping aspirations or a huge playground. The property also includes a one-car garage, offering practical storage and parking solutions with huge second level for extra storage, with an enormous barn could be use as a "man cave" to entertain guests for small gathering or to watch sports, with potential of conversion to in-law unit. Come and explore the possibilities this property has to offer.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 770 sq ft (the lesser of 900 sq ft or half the 1,540 sq ft principal dwelling). Lot size: 23,485 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$449,900
Annual Taxes$4,654

Parking

Garage1
Off-Street8

Interior Specifications

Total Rooms7
Fireplaces1
FlooringWood, Tile
BasementFull, Partially Finished

Climate & Utilities

HeatingForced Air, Oil
CoolingNone
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationIrregular
ZoningR3

Property & Lot

Acres0.54
SqFt Lot23,485
Lot FeaturesCorner Lot

Amenities & Appliances

Range • Dishwasher • Disposal • Refrigerator

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 2Bedroom 3Bedroom 4
First
Living RoomDining RoomKitchenMaster BedroomBathroom 1Bathroom 2Bathroom 3
Living Room
Lvl First
Dining Room
Lvl First
Kitchen
Lvl First
Master Bedroom
Lvl First
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bedroom 4
Lvl Second
Bathroom 1
Lvl First
Bathroom 2
Lvl First
Bathroom 3
Lvl First
Listing Provided By

Listing Agent: Talena Thu Ngo

Listing Office: REWAP BROKERAGE LLC

MLS® Number: 73574639