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25 Days on market
5 Elm Street Upton — Photo 1 of 41

5 Elm Street Upton — Photo 1 of 41

$695,000

Investment Analysis — 5 Elm Street

Upton, MA 01568

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01568 carries an estimated $3,260/mo in gross rent — about a 3.55% cap rate and $24,705/yr in estimated NOI at the $695,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,108

Style

Single Family

Built

1828

Timeless charm & modern comfort describe this renovated Colonial originally built in 1828 on a scenic, quiet country road. Fully reframed in 1988, with a kitchen/family room addition in 1994, this spacious home is in excellent condition. This saltbox-style home blends historic character with contemporary living. The kitchen/family room & the primary bedroom suite have cathedral ceilings & skylights. The open-concept kitchen is designed for entertaining featuring new stainless steel appliances & a convenient peninsula. The adjacent front-to-back living room creates an inviting space for relaxing with a charming fireplace, perfect for cozy evenings. This home provides four comfortable bedrooms & two full baths, with the primary bath offering a jetted tub with shower. The floorplan offers flexibility for multiple home office options. Once you step outside the privacy of the large, level lot and heated in-ground pool designed for leisurely summer days, leaves you imagining the wonderful memories to be made. This much-loved property is the perfect blend of historic elegance and modern amenities. Kiwanis Beach (1/2 mi), Upton Heritage Park (1/4 mi), Upton State Forest (3 mi away), all offer passive recreation opportunities. UPDATES TO PROPERTY: New 4BR septic 2026; Indirect hot water heater 2025; 200 AMP electric 2023; SS kitchen appliances 2025; Chimney repointing 2026; Roof 2023.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,108 sq ft principal dwelling). Lot size: 21,780 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$695,000
Annual Taxes$5,025.93

Parking

Garage0
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces1
FlooringWood, Tile, Flooring - Hardwood
BasementInterior Entry, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingBaseboard, Oil, Leased Propane Tank
CoolingNone
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter, Stone
Zoning2

Property & Lot

Acres0.5
SqFt Lot21,780
Lot FeaturesLevel

Amenities & Appliances

Range • Dishwasher • Refrigerator • Washer • Dryer

Neighborhood

Tennis Court(s) • Walk/Jog Trails • Golf • Highway Access • House of Worship • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
OfficePrimary BedroomBedroom 2Bathroom 2Bathroom 3
First
Bedroom 3Bedroom 4Bathroom 1
Main,First
Living RoomKitchenFamily Room
Living Room
Lvl Main,First

14 x 23

Flooring - Vinyl, Cable Hookup

Kitchen
Lvl Main,First

24 x 13

Flooring - Stone/Ceramic Tile, Flooring - Vinyl, Dining Area, Exterior Access

Office
Lvl Second

8 x 11

Flooring - Hardwood

Family Room
Lvl Main,First

10 x 13

Flooring - Vinyl, Cable Hookup

Primary Bedroom
Lvl Second

15 x 23

Bathroom - Full, Skylight, Cathedral Ceiling(s), Beamed Ceilings, Closet, Flooring - Hardwood

Bedroom 2
Lvl Second

11 x 11

Bedroom 3
Lvl First

11 x 11

Closet, Flooring - Vinyl

Bedroom 4
Lvl First

11 x 12

Closet, Flooring - Vinyl

Bathroom 1
Lvl First

5 x 6

Bathroom - Half, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Second

8 x 6

Bathroom - Full, Flooring - Stone/Ceramic Tile

Bathroom 3
Lvl Second

8 x 6

Bathroom - Full, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Lisa Pezzoni

Listing Office: Andrew J. Abu Inc., REALTORS®

MLS® Number: 73565350