5 Branch St Gardner — Photo 1 of 28
$315,000
Investment Analysis — 5 Branch St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 4.36% cap rate and $13,747/yr in estimated NOI at the $315,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1
SqFt
1,473
Style
Single Family
Built
1882
Welcome to 5 Branch St! Tucked away on a quiet dead-end street just outside Gardner’s town center, this charming bungalow offers the perfect opportunity to own a home with room to make it your own. Filled with natural light, the main living area features warm wood flooring, while the spacious kitchen opens to the dining area and provides easy access to the oversized back deck. And the yard is truly the star of the show! With plenty of space for gardening, entertaining, relaxing, or creating your own outdoor oasis, there’s room to enjoy the seasons right at home. A detached garage adds valuable storage and flexibility. Whether you’re a first-time buyer ready to build equity or simply looking for a cozy home with a little breathing room, this one offers an inviting combination of comfort, privacy, and outdoor living, all just minutes from the conveniences of town. A sweet home with plenty of potential and a yard you’ll love coming home to!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 737 sq ft (the lesser of 900 sq ft or half the 1,473 sq ft principal dwelling). Lot size: 10,890 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Dishwasher • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Highway Access • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood
Dining Room
Lvl FirstFlooring - Stone/Ceramic Tile, Exterior Access, Slider
Kitchen
Lvl FirstFlooring - Stone/Ceramic Tile, Open Floorplan, Recessed Lighting
Master Bedroom
Lvl SecondWalk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wood
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Wood
Bathroom 1
Lvl FirstBathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
Listing Agent: The Goneau Group
Listing Office: Keller Williams Realty North Central
MLS® Number: 73571702