Active
52 Days on market
49 Baker Street Gardner — Photo 1 of 23

49 Baker Street Gardner — Photo 1 of 23

Recent Drop: $10,000

$265,000
$255,000

$255,000

Investment Analysis — 49 Baker Street

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 2-bedroom in 01440 carries an estimated $1,560/mo in gross rent — about a 4.52% cap rate and $11,534/yr in estimated NOI at the $255,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

2

Baths

1

SqFt

668

Style

Single Family

Built

1900

Tired of renting? Great news 49 Baker Street might be just what you’re looking for! This is a five room, two bedroom bungalow–perfect for building equity instead of paying your landlord. Vinyl siding, windows and privacy fence. Newer roof, recent flooring in bedrooms and three new windows. Conveniently located less than 1 mile from route 2, it also provides easy access to groceries, pharmacy, banking, even the candy store and dog park! 2022 solar installation provides for reasonable electric bills, with flexibility to heat with electric strip baseboard or oil. Brand new hot water heater. Buyer to assume solar contract.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 334 sq ft (the lesser of 900 sq ft or half the 668 sq ft principal dwelling). Lot size: 2,002 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$265,000
Annual Taxes$2,693

Parking

Garage0
Off-Street1

Interior Specifications

Total Rooms5
FireplacesNone
FlooringVinyl, Laminate
BasementNone

Climate & Utilities

HeatingElectric Baseboard
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningR1

Property & Lot

Acres0.05
SqFt Lot2,002
Lot FeaturesEasements, Level

Amenities & Appliances

Electric Water Heater • Range • Refrigerator

Neighborhood

Public Transportation • Shopping • Pool • Park • Walk/Jog Trails • Golf

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

Flooring - Laminate, Exterior Access

Dining Room
Lvl First

Closet, Flooring - Vinyl

Kitchen
Lvl First

Flooring - Vinyl, Recessed Lighting

Primary Bedroom
Lvl Second

Ceiling Fan(s), Flooring - Vinyl

Bedroom 2
Lvl Second
Bathroom 1
Lvl First

Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl

Property History

Price Drop
$255,000

Was $265,000

Aug 6, 2026

MLS® 73554043

Listed
$265,000

Jul 23, 2026

MLS® 73554043

Listing Provided By

Listing Agent: Jennifer Shenk

Listing Office: Keller Williams Realty North Central

MLS® Number: 73554043