
40 Spinnaker Lane Harwich — Photo 1 of 42
$3,450,000
Investment Analysis — 40 Spinnaker Lane
Harwich, MA 02646
Based on HUD Small Area Fair Market Rent for Barnstable Town, MA MSA, a 5-bedroom in 02646 carries an estimated $3,710/mo in gross rent — about a 0.43% cap rate and $14,766/yr in estimated NOI at the $3,450,000 list price. Adjust every assumption in the calculator below.
Beds
5
Baths
5.5
SqFt
6,370
Style
Single Family
Built
2001
Embrace the classic Cape Cod lifestyle in this expansive Harwich Port retreat, perfectly positioned for effortless access to the pristine sands of Red River Beach. Designed for entertaining, the home's intuitive flow invites you to host with ease. The main level features a spacious primary suite and a private home office, leading into a bright, airy living area that frames views of the sun-drenched deck, patio, and pool. The heart of the home is a stunning kitchen characterized by vaulted ceilings and a charming breakfast nook. An open dining area transitions seamlessly into a second vaulted living room, offering plenty of space for relaxation. Upstairs, guests enjoy total privacy with three additional ensuite bedrooms. The living space extends even further in the finished lower level, which adds a massive 2,000 square feet of versatility. This level is complete with a lounge area, bar, dedicated exercise space, and a 5th bedroom, providing ample room for visitors. With a 3-car garage and first-floor laundry, this property offers the perfect blend of coastal luxury and convenience, all just moments from the shops and dining of downtown Harwich Port. Your summer sanctuary awaits.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 6,370 sq ft principal dwelling). Lot size: 30,928 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Refrigerator
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstOffice
Lvl FirstFamily Room
Lvl BasementMaster Bedroom
Lvl FirstBathroom - Full
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondBathroom - Full
Bedroom 4
Lvl SecondBathroom - Full
Bedroom 5
Lvl BasementListing Agent: Sandra Tanco
Listing Office: Kinlin Grover Compass
MLS® Number: 73575272