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37 Phillips Beach Ave Swampscott — Photo 1 of 36

37 Phillips Beach Ave Swampscott — Photo 1 of 36

$1,695,000

Investment Analysis — 37 Phillips Beach Ave

Swampscott, MA 01907

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01907 carries an estimated $3,700/mo in gross rent — about a 0.97% cap rate and $16,466/yr in estimated NOI at the $1,695,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

3

SqFt

4,480

Style

Single Family

Built

1976

Coastal living at its finest in the highly sought-after Phillips Beach area! This spacious, Mediterranean-inspired single-story contemporary offers a rare blend of character, privacy and lifestyle. Custom-designed and built by its owner, this one-of-a-kind 3-bedroom, 3-bath home features inviting living spaces, a well-appointed eat-in kitchen, and a dramatic sunken living room with wood-burning fireplace, beamed ceiling, skylights, built-ins and graceful architectural arches. A light-filled indoor pool creates a private year-round retreat and opens through sliding doors to a beautiful patio. The spacious primary suite offers an en-suite bath and walk-in closet. A partially finished lower level provides flexible living space, while the unfinished area offers abundant storage and future potential. Mature landscaping and manicured gardens enhance the private setting and distinctive architecture. Oversized two-car garage, convenient neighborhood access to Phillips Beach complete this exceptional offering.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,480 sq ft principal dwelling). Lot size: 15,019 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$1,695,000
Annual Taxes$17,277.6

Parking

Garage2
Off-Street6

Interior Specifications

Total Rooms6
Fireplaces1
FlooringTile, Carpet, Laminate, Flooring - Stone/Ceramic Tile
BasementFull, Partially Finished, Interior Entry, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofTar/Gravel
FoundationConcrete Perimeter
ZoningA1

Property & Lot

Acres0.34
SqFt Lot15,019
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Range • Oven • Dishwasher • Disposal • Trash Compactor • Refrigerator • Freezer • Washer • Dryer • Vacuum System • Range Hood

Neighborhood

Public Transportation • Shopping • Pool • Park • Walk/Jog Trails • Golf

Geography

Floorplan Breakdown

Structural Layout

First
Bathroom 2
Basement
Family Room
Main,First
Living RoomDining RoomKitchenMaster BedroomBedroom 2Bedroom 3Bathroom 1Bathroom 3
Living Room
Lvl Main,First

26.1 x 22.6

Skylight, Ceiling Fan(s), Beamed Ceilings, Closet, Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Recessed Lighting, Slider, Sunken, Archway, Breezeway

Dining Room
Lvl Main,First

13.7 x 19.4

Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box

Kitchen
Lvl Main,First

21.4 x 16.1

Skylight, Closet, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Dining Area, Pantry, Kitchen Island, Exterior Access, Recessed Lighting

Family Room
Lvl Basement

Flooring - Wall to Wall Carpet, Lighting - Overhead

Master Bedroom
Lvl Main,First

15.1 x 19.5

Bathroom - 3/4, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Handicap Accessible, Lighting - Pendant, Lighting - Overhead

Bedroom 2
Lvl Main,First

12.2 x 15.11

Bedroom 3
Lvl Main,First

11.8 x 15.11

Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Closet - Double

Bathroom 1
Lvl Main,First

4.11 x 10.3

Bathroom - 3/4, Flooring - Stone/Ceramic Tile, Flooring - Wall to Wall Carpet, Lighting - Overhead

Bathroom 2
Lvl First

8 x 8.5

Closet, Lighting - Overhead

Bathroom 3
Lvl Main,First

8 x 6.11

Bathroom - Full, Closet, Flooring - Wood, Dryer Hookup - Electric, Washer Hookup, Lighting - Overhead

Listing Provided By

Listing Agent: Jodi Gildea

Listing Office: Sagan Harborside Sotheby's International Realty

MLS® Number: 73572914