28 Houston Ave Saugus — Photo 1 of 42
Recent Drop: $9,900
$610,000
Investment Analysis — 28 Houston Ave
Saugus, MA 01906
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01906 carries an estimated $3,230/mo in gross rent — about a 3.92% cap rate and $23,899/yr in estimated NOI at the $610,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
1,344
Style
Single Family
Built
1914
Welcome home to 28 Houston Ave, cared for by the same family for ten years. This waterside home offers 3 bedrooms, 1.5 baths, and an enclosed front porch. The kitchen, which includes stainless steel appliances, quartz countertops and a breakfast nook. The layout features a living room and dining room. Central heat and air keep the home comfortable year-round. The primary bedroom overlooks the Saugus River; water views are also visible from the first floor bedroom and kitchen. Outdoors: offers composite deck, fenced backyard, storage shed. Updates done in 2018 includes a 200 amp electrical panel, heating, central air and spray foam insulation in the basement. Seller will pay first year of buyers flood insurance.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 672 sq ft (the lesser of 900 sq ft or half the 1,344 sq ft principal dwelling). Lot size: 4,356 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Tankless Water Heater • Range • Dishwasher • Microwave • Refrigerator
Neighborhood
Walk/Jog Trails • Medical Facility • Laundromat • Conservation Area • Highway Access • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstFlooring - Hardwood
Dining Room
Lvl Main,FirstFlooring - Hardwood
Kitchen
Lvl Main,FirstFlooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting, Gas Stove
Primary Bedroom
Lvl SecondWalk-In Closet(s), Flooring - Hardwood
Bedroom 2
Lvl FirstBedroom 3
Lvl SecondCloset, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Half
Bathroom 2
Lvl SecondBathroom - Full
Property History
$610,000
Was $619,900
Aug 9, 2026
MLS® 73528921
$619,900
Jun 3, 2026
MLS® 73528921
Listing Agent: Giselle Pajazetovic
Listing Office: Pajazetovic & Company
MLS® Number: 73528921