
220 Spencer Ave #104 Chelsea — Photo 1 of 34
$469,900
Investment Analysis — 220 Spencer Ave #104
Chelsea, MA 02150
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02150 carries an estimated $2,630/mo in gross rent — about a 3.18% cap rate and $14,945/yr in estimated NOI at the $469,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
966
Style
Condominium
Built
1900
Welcome to Keen Lofts, a stunning conversion of Chelsea’s historic Tudor Schoolhouse, where timeless architecture meets modern living. This unique first floor SMART HOME residence offers an open concept layout filled with character, featuring soaring ceilings, oversized windows, exposed architectural details, and abundant natural light throughout. The spacious floor plan provides flexible living and entertaining space, while the well appointed kitchen offers ample cabinetry and functionality. Extensive storage space above the bedrooms is a great feature that adds both versatility & value. Enjoy the perfect blend of historic charm and contemporary convenience with central air, elevator access, laundry facilities, and deeded parking in a professionally managed building. Ideally located just minutes from Boston, Logan Airport, major highways, shopping, dining, and public transportation. A rare opportunity to own a distinctive home in one of Chelsea’s most sought after landmark buildings.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Dishwasher • Microwave • Refrigerator
Neighborhood
Public Transportation • Shopping • Park • Medical Facility • Highway Access • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First14.5 x 17.5
Flooring - Hardwood, Open Floorplan, Recessed Lighting
Dining Room
Lvl First8.166666666 x 17.5
Flooring - Hardwood, Open Floorplan, Recessed Lighting
Kitchen
Lvl First13.833333333 x 9.833333333
Flooring - Hardwood, Kitchen Island
Master Bedroom
Lvl First9.5 x 11.916666666
Flooring - Hardwood
Bedroom 2
Lvl First9.5 x 8
Bathroom 1
Lvl null6.083333333 x 9.5
Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
Property History
$2,300
Aug 31, 2026
MLS® 73570041
$469,900
Jul 30, 2026
MLS® 73557061
Listing Agent: Irma Fountain
Listing Office: Keller Williams Realty Evolution
MLS® Number: 73557061