
209 Green St Gardner — Photo 1 of 42
$420,000
Investment Analysis — 209 Green St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 4-bedroom in 01440 carries an estimated $2,350/mo in gross rent — about a 3.91% cap rate and $16,428/yr in estimated NOI at the $420,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
1.5
SqFt
2,082
Style
Single Family
Built
1914
***OFFER DEADLINE: Tuesday, September 8th at 5:00 PM. Welcome home to this beautifully maintained property offering 3–4 bedroom flexibility, with the fourth room providing the perfect option for a home office, guest room, or additional bedroom space. Featuring 1.5 baths, high ceilings, hardwood floors throughout, large windows, and abundant natural light, this home is filled with warmth and character. Fresh paint throughout, a newer roof (2024), and a new oil tank add to its move-in-ready appeal. The partially finished basement provides even more usable space with potential for accessory living or future ADU possibilities. Outside, enjoy a large fenced backyard perfect for entertaining and gatherings, complete with a gazebo and swing set. Situated on a quiet street while conveniently located near downtown Gardner, shopping, amenities, and major routes. A spacious and versatile home with plenty of room to grow and make your own!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,082 sq ft principal dwelling). Lot size: 16,750 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Amenities & Appliances
Water Heater • Range • Oven • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer
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Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility
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Listing Agent: Sharife Choate
Listing Office: Cameron Prestige, LLC
MLS® Number: 73570949