Active
60 Days on market
205 Pine St Gardner — Photo 1 of 40

205 Pine St Gardner — Photo 1 of 40

Recent Drop: $10,000

$525,000
$515,000

$515,000

Investment Analysis — 205 Pine St

Gardner, MA 01440

Based on rent reported on the MLS listing, a 3-unit multi-family in 01440 carries $4,735/mo in gross rent — about a 7.25% cap rate and $37,314/yr in estimated NOI at the $515,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

3

SqFt

1,816

Style

3 Family

Built

1910

This well maintained three family property presents an excellent investment opportunity in a convenient location close to shopping, schools, major highways, and a variety of local amenities.The basement unit features a one bedroom apartment with electric heat. The first floor unit offers two bedrooms and is heated by a gas on gas heating system with separate electric service. The third floor unit also includes two bedrooms, gas on gas heat, and separate electric service. All tenants are responsible for paying their own utilities, making this an attractive income producing property.Additional features include two tandem parking spaces assigned to each unit and a spacious shared backyard, providing ample outdoor space for residents to enjoy.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$525,000
Annual Taxes$5,869

Parking

Garage0
Off-Street6

Interior Specifications

Total Rooms17
FireplacesNone
FlooringWood, Carpet
BasementPartial, Finished, Walk-Out Access, Interior Entry

Climate & Utilities

HeatingNatural Gas, Electric
Cooling--
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
Roof--
FoundationConcrete Perimeter
ZoningR1

Property & Lot

Acres0.26
SqFt Lot11,503
Lot Features--

Amenities & Appliances

Range • Refrigerator

Neighborhood

Public Transportation • Shopping • Highway Access

Geography

Property History

Price Drop
$515,000

Was $525,000

Aug 11, 2026

MLS® 73549176

Listed
$525,000

Jul 14, 2026

MLS® 73549176

Listing Provided By

Listing Agent: Daiana Diaz

Listing Office: Coldwell Banker Realty - Leominster

MLS® Number: 73549176