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20 Whitney Street Westborough — Photo 1 of 42

20 Whitney Street Westborough — Photo 1 of 42

$874,999

Investment Analysis — 20 Whitney Street

Westborough, MA 01581

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01581 carries an estimated $3,960/mo in gross rent — about a 2.64% cap rate and $23,093/yr in estimated NOI at the $874,999 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,452

Style

Single Family

Built

1922

IN TOWN LOCATION: Discover the perfect balance of classic charm and modern convenience in this beautifully maintained home, nestled on a lush, flower-filled 0.55-acre lot within walking distance to town. This inviting property features 4–5 spacious bedrooms, 2.5 bathrooms, and endless versatility for any lifestyle. Step onto the delightful screened-in front porch—the ultimate spot to unwind with your morning coffee. Inside, the main floor is designed for effortless living, boasting a well-appointed kitchen complete with quality cabinetry, granite countertops, and a large island. The open, flowing layout includes a fireplaced living room, dining room, and cozy sitting area, with a convenient half-bath rounding out the first floor. The upper level offers plenty of room to grow, highlighted by a large, finished attic with a walk-in closet—ideal as a generous fifth bedroom, home office, or flex space. For additional entertainment, the expansive finished basement is a standout, featuring a full bathroom, a wet bar, and a convenient Murphy bed, making it the perfect setup for weekend guests or a media room. Step outside to your private sanctuary. The fully fenced yard, framed by a classic white picket fence, and features a swing set for outdoor fun. Enjoy resort-style living with your own private inground pool and a versatile detached structure—perfect as a man cave, she-shed, home gym, or workshop. Complete with a garage and endless character, this home is a rare find. Schedule your private tour today to experience everything this incredible property has to offer!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,452 sq ft principal dwelling). Lot size: 23,958 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$874,999
Annual Taxes$13,022

Parking

Garage1
Off-Street6

Interior Specifications

Total Rooms8
Fireplaces1
FlooringTile, Hardwood, Flooring - Wall to Wall Carpet
BasementFull, Partially Finished, Interior Entry

Climate & Utilities

HeatingCentral, Baseboard, Hot Water, Natural Gas
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRes

Property & Lot

Acres0.55
SqFt Lot23,958
Lot FeaturesCorner Lot, Cleared

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Disposal • Refrigerator • Washer • Dryer • Range Hood

Neighborhood

Public Transportation • Shopping • Highway Access • House of Worship • Public School • T-Station

Geography

Floorplan Breakdown

Structural Layout

Third
Bedroom 5
Second
Master BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2
First
Bathroom 1
Basement
Family RoomBathroom 3
Main,First
Living RoomDining RoomKitchen
Living Room
Lvl Main,First

Closet, Flooring - Hardwood, Open Floorplan, Recessed Lighting, Pocket Door

Dining Room
Lvl Main,First

Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting

Kitchen
Lvl Main,First

Bathroom - Half, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove

Family Room
Lvl Basement

Bathroom - Full, Closet, Closet/Cabinets - Custom Built, Flooring - Laminate, Wet Bar, Open Floorplan, Recessed Lighting, Storage

Master Bedroom
Lvl Second

Walk-In Closet(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Hardwood

Bedroom 4
Lvl Second

Closet, Flooring - Hardwood

Bedroom 5
Lvl Third
Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Countertops - Upgraded

Bathroom 3
Lvl Basement

Bathroom - Full, Closet, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Michele Monteiro

Listing Office: Coldwell Banker Realty - Easton

MLS® Number: 73573773