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51 Days on market
20 Raymond Cir Westfield — Photo 1 of 42

20 Raymond Cir Westfield — Photo 1 of 42

$749,900

Investment Analysis — 20 Raymond Cir

Westfield, MA 01085

Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01085 carries an estimated $2,170/mo in gross rent — about a 1.37% cap rate and $10,259/yr in estimated NOI at the $749,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

4,172

Style

Single Family

Built

1993

Welcome to this exceptional 4,172 sq. ft. Munger Hill home offering 4 bedrooms, 2.5 baths with an additional 750 square feet of finished basement featuring a second kitchen with great additional space for possible in-law. The main body of this classic contemporary colonial design offers an expansive open floor plan designed for comfortable living and entertaining. The sun-filled main level features a dramatic two-story living room with oversized windows, a spacious kitchen with abundant cabinetry, generous storage, and charming window seats. A separate 27'x14' family room provides valuable additional living space rarely found in Munger Hill homes, making this home especially well-suited for larger gatherings, entertaining, or simply spreading out. The oversized primary suite features a sitting area, walk-in closet, and private bath with double vanity and tiled tub/shower. Spacious secondary bedrooms offer plenty of room. Built on an oversized 9-foot tall foundation, this home also features a sunroom, two patios, and a large backyard. This is a rare opportunity to own over 4,000 sq. ft. in one of the area's most desirable neighborhoods.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,172 sq ft principal dwelling). Lot size: 34,101 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$749,900
Annual Taxes$9,531

Parking

Garage2
Off-Street5

Interior Specifications

Total Rooms8
Fireplaces1
FlooringTile, Hardwood, Flooring - Stone/Ceramic Tile, Flooring - Vinyl
BasementFull, Partially Finished, Interior Entry, Bulkhead, Concrete

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame, Conventional (2x4-2x6)
RoofShingle
FoundationConcrete Perimeter
ZoningRA

Property & Lot

Acres0.78
SqFt Lot34,101
Lot FeaturesCul-De-Sac, Level

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • Vacuum System • Range Hood • Plumbed For Ice Maker

Neighborhood

Shopping • Park • Golf • Medical Facility • House of Worship • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
Main,First
Living RoomDining RoomKitchenFamily RoomBathroom 1
Living Room
Lvl Main,First

25 x 25

Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Sconce

Dining Room
Lvl Main,First

14 x 16

Flooring - Hardwood, Chair Rail, Open Floorplan, Recessed Lighting, Lighting - Overhead

Kitchen
Lvl Main,First

14 x 22

Closet, Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Window Seat

Family Room
Lvl Main,First

27 x 14.5

Closet/Cabinets - Custom Built, Flooring - Vinyl, Wet Bar, Cable Hookup, Recessed Lighting

Master Bedroom
Lvl Second

17.5 x 22

Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting

Bedroom 2
Lvl Second

17 x 18

Bedroom 3
Lvl Second

14 x 16

Closet, Flooring - Hardwood, Lighting - Overhead

Bedroom 4
Lvl Second

12.5 x 16.5

Closet, Flooring - Hardwood

Bathroom 1
Lvl Main,First

7 x 8.5

Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 2
Lvl Second

8.5 x 12

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 3
Lvl Second

7.5 x 11

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Property History

Listed
$749,900

Jul 23, 2026

MLS® 73554496

Expired
$759,000

Jan 8, 2026

MLS® 73427561

Listed
$759,000

Sep 8, 2025

MLS® 73427561

Listing Provided By

Listing Agent: Richard Mccullough Jr.

Listing Office: Keller Williams Realty

MLS® Number: 73554496