20 Moray St Lynn — Photo 1 of 34
$599,900
Investment Analysis — 20 Moray St
Lynn, MA 01904 — Wyoma
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01904 carries an estimated $3,080/mo in gross rent — about a 3.65% cap rate and $21,911/yr in estimated NOI at the $599,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
1,678
Style
Single Family
Built
1905
Buyers cold feet prior to any inspection, is your second chance at this lovely property! Discover a lifestyle of comfort and convenience at 20 Moray St, Lynn. A charming single-family residence built in 1905, offering 1678 square feet of inviting living space is the last house on a dead end street, providing privacy and quiet enjoyment. This ready-to-move-in home blends classic appeal with modern amenities, creating an ideal setting for daily life and entertaining. The well-appointed kitchen features a practical peninsula, providing both ample counter space for meal preparation, stainless steel appliances and a casual dining area for day to day life. With three comfortable bedrooms, this home offers versatile living arrangements to suit your needs. The property includes one full bathroom and one half bathroom, designed for both family and guests. Step outside to discover your own private retreat. The expansive 11609 square foot lot encompasses a private fenced in yard, perfect for outdoor activities in any season, swing set, grilling area and a private pool, offering a refreshing escape during warmer months. A single garage space provides convenient parking and additional storage along with parking for at least 3 more cars in the driveway. This home presents a unique opportunity to embrace comfortable living in a desirable location. Situated close to Route 1 and 128, parks, walking trails and schools.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 839 sq ft (the lesser of 900 sq ft or half the 1,678 sq ft principal dwelling). Lot size: 11,609 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Disposal • Refrigerator • Washer • Dryer • Range Hood
Neighborhood
Public Transportation • Tennis Court(s) • Park • Walk/Jog Trails • Golf • Medical Facility
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,First17.3 x 11.3
Ceiling Fan(s), Flooring - Hardwood, French Doors
Dining Room
Lvl Main,First15.4 x 7.4
Flooring - Hardwood, Lighting - Overhead
Kitchen
Lvl Main,First15.4 x 8.3
Flooring - Laminate, Dining Area, Kitchen Island, Breakfast Bar / Nook, Deck - Exterior, Exterior Access, Stainless Steel Appliances, Lighting - Overhead, Beadboard
Family Room
Lvl Main17.3 x 12.1
Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
Primary Bedroom
Lvl Second10.1 x 13.1
Bathroom - Half, Closet, Flooring - Hardwood, Closet - Double
Bedroom 2
Lvl Second14 x 11.3
Bedroom 3
Lvl Second14.1 x 12.9
Ceiling Fan(s), Flooring - Hardwood, Closet - Double
Bathroom 1
Lvl Second6.1 x 5.9
Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl Second6.1 x 3.7
Bathroom - Half, Flooring - Stone/Ceramic Tile
Listing Agent: Jill Avery
Listing Office: Century 21 North East
MLS® Number: 73565769