Active
88 Days on market
20 Milton Street Saugus — Photo 1 of 36

20 Milton Street Saugus — Photo 1 of 36

Recent Drop: $40,900

$639,900
$599,000

$599,000

Investment Analysis — 20 Milton Street

Saugus, MA 01906

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01906 carries an estimated $3,230/mo in gross rent — about a 3.98% cap rate and $23,853/yr in estimated NOI at the $599,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

1,696

Style

Single Family

Built

1910

Perfect timing to enjoy the summer months on your new patio or TWO decks gazing out at the ocean! This 3 story, 3 bedroom home makes the most of the spectacular views. Enter into the front breezeway ideal for coats, shoes and other storage. The first floor hosts the main living and dining area as well as the kitchen which leads to the back breezeway with direct access to the fenced in backyard. On the second level there are 2 bedrooms (one with 2nd story deck access) the laundry room and a full bath. The large, airy primary bedroom is located on the 3rd level with a full bath and the top deck!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 848 sq ft (the lesser of 900 sq ft or half the 1,696 sq ft principal dwelling). Lot size: 2,500 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$639,900
Annual Taxes$5,605

Parking

Garage0
Off-Street1

Interior Specifications

Total Rooms5
FireplacesNone
Flooring--
BasementNone

Climate & Utilities

HeatingForced Air
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningNA

Property & Lot

Acres0.06
SqFt Lot2,500
Lot Features--

Neighborhood

Public Transportation • Shopping • Highway Access • House of Worship • Public School

Geography

Floorplan Breakdown

Structural Layout

Third
Primary Bedroom
Second
Bedroom 2Bedroom 3
First
Dining RoomKitchenFamily Room
Dining Room
Lvl First

13.1 x 12.5

Kitchen
Lvl First

15.8 x 12.6

Family Room
Lvl First

13.6 x 13.1

Primary Bedroom
Lvl Third

23 x 11

Bedroom 2
Lvl Second

17 x 13

Bedroom 3
Lvl Second

13 x 12

Property History

Price Drop
$599,000

Was $639,900

Aug 10, 2026

MLS® 73538395

Listed
$639,900

Jun 18, 2026

MLS® 73538395

Listing Provided By

Listing Agent: Angela Sweeney

Listing Office: William Raveis R.E. & Home Services

MLS® Number: 73538395