
20 Beach St. Malden — Photo 1 of 42
$769,000
Investment Analysis — 20 Beach St.
Malden, MA 02148
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 02148 carries an estimated $3,630/mo in gross rent — about a 3.42% cap rate and $26,274/yr in estimated NOI at the $769,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
1,836
Style
Single Family
Built
1940
Mint Condition - A rare find! Step into a beautifully landscaped yard framed by flowering beds and a lush lawn, then relax on the welcoming front 3-season porch, sure to become your favorite reading room. Inside, an expansive kitchen island anchors the main level — perfect for cooking, casual dining, or entertaining — and flows seamlessly into the dining room for everyday meals or special occasions. A cozy, comfortable living room and convenient half bath complete this level. Beautiful hardwood floors and tall ceilings throughout give the home an airy, spacious feel, with central air and gas heat for year-round comfort. Upstairs, you'll find three generously sized bedrooms and an updated main bath with soaking tub. A full walk-up attic offers two finished (unheated) bonus rooms, floored storage, and unfinished eaves — ideal for future expansion. The full basement features a bright laundry area and two workbenches, ready for the resident pro or weekend DIYer. Outside, enjoy a large, level, fenced yard, a 2-car garage, and a multi-car driveway — all just minutes from public transportation, top schools, shopping, Route 1, Boston, and Logan Airport. Roof 2015; Refrigerator 1 yr. HW tank 2023; Move-in ready and meticulously cared for — this mint-condition home won't last long!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,836 sq ft principal dwelling). Lot size: 5,258 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Interior Specifications
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Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Freezer • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Bike Path • Highway Access
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First17.2 x 13.2
Flooring - Hardwood, Window(s) - Bay/Bow/Box, French Doors, Chair Rail, Crown Molding
Dining Room
Lvl First16.9 x 13.2
Coffered Ceiling(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, French Doors, Chair Rail, Crown Molding
Kitchen
Lvl First14.8 x 12.2
Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Exterior Access, Stainless Steel Appliances, Gas Stove
Master Bedroom
Lvl Second13.3 x 13
Flooring - Hardwood
Bedroom 2
Lvl Second13.1 x 11.7
Bedroom 3
Lvl Second12.2 x 11
Flooring - Hardwood
Bathroom 1
Lvl Main,FirstBathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Bathroom 2
Lvl SecondBathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Listing Agent: Janet Roach
Listing Office: REMAX Andrew Realty Services
MLS® Number: 73559402