Active
5 Days on market
20-A High St Wilmington — Photo 1 of 42

20-A High St Wilmington — Photo 1 of 42

$1,399,900

Investment Analysis — 20-A High St

Wilmington, MA 01887

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 5-bedroom in 01887 carries an estimated $4,610/mo in gross rent — about a 2.15% cap rate and $30,126/yr in estimated NOI at the $1,399,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

4.5

SqFt

4,376

Style

Single Family

Built

1990

Welcome to 20A High Street in Wilmington! This expansive Cape offers approximately 4,376 square feet of living space and an impressive accessory apartment. Its flexible layout is designed to accommodate a variety of needs.The main residence features four bedrooms, a private office, dining room, kitchen, family room, sunroom, and a large mudroom with built-in storage. The generous floor plan provides plenty of space for everyday living, entertaining, working from home, and hosting guests. A private two-car garage adds convenience and storage. Offering additional privacy and versatility, the accessory apartment features its own private entrance, private one-car garage, kitchen, living room, dining area, office, laundry, and one-and-a-half bathrooms. This separate living space may be ideal for extended family, guests, or other household needs.Additional highlights include multiple gathering spaces, separate laundry facilities, garage accommodations, and a fenced-in backyard. Conveniently located near Interstate 93, the commuter rail, shopping, dining, and other Wilmington amenities, this unique property is an excellent opportunity for buyers seeking space, convenience, and flexibility.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,376 sq ft principal dwelling). Lot size: 37,462 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$1,399,900
Annual Taxes$11,917

Parking

Garage3
Off-Street11

Interior Specifications

Total Rooms15
Fireplaces2
FlooringTile, Laminate, Engineered Hardwood, Flooring - Stone/Ceramic Tile, Flooring - Engineered Hardwood, Flooring - Wall to Wall Carpet
BasementFull, Interior Entry, Sump Pump, Concrete

Climate & Utilities

HeatingBaseboard
CoolingCentral Air, Window Unit(s)
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRes

Property & Lot

Acres0.86
SqFt Lot37,462
Lot Features--

Amenities & Appliances

Range • Dishwasher • Microwave

Neighborhood

Public Transportation • Shopping • Tennis Court(s) • Medical Facility • Highway Access • Private School

Geography

Floorplan Breakdown

Structural Layout

Second
OfficePrimary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomDining RoomBathroom 1
Main,First
Kitchen
Main
Family Room
Unknown
Bedroom 5
Living Room
Lvl First

Flooring - Hardwood

Dining Room
Lvl First

Flooring - Hardwood

Kitchen
Lvl Main,First

Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Peninsula, Lighting - Pendant

Office
Lvl Second

Flooring - Engineered Hardwood

Family Room
Lvl Main

Wood / Coal / Pellet Stove, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Balcony / Deck, Exterior Access

Primary Bedroom
Lvl Second

Bathroom - 3/4, Walk-In Closet(s), Flooring - Engineered Hardwood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Engineered Hardwood

Bedroom 4
Lvl Second

Closet, Flooring - Engineered Hardwood

Bedroom 5
Lvl null

Walk-In Closet(s), Flooring - Wall to Wall Carpet

Bathroom 1
Lvl First

Bathroom - 3/4, Bathroom - With Shower Stall

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower

Bathroom 3
Lvl Second

Bathroom - 3/4, Bathroom - With Shower Stall, Closet, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: The Parker Group

Listing Office: RE/MAX Encore

MLS® Number: 73572722