181 Rutledge Road Belmont — Photo 1 of 41
Recent Drop: $50,000
$2,199,000
Investment Analysis — 181 Rutledge Road
Belmont, MA 02478
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02478 carries an estimated $4,420/mo in gross rent — about a 0.90% cap rate and $19,865/yr in estimated NOI at the $2,199,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
4
SqFt
4,357
Style
Single Family
Built
1949
Belmont Hill at its finest. Tucked into a serene, peaceful setting, this oversized, multi-level home offers the kind of warmth and flexibility buyers are always hoping to find. Arched openings create a natural flow while still giving each space its own identity. The front living room feels more like a library retreat with a fireplace. Just behind, the casual family room offers the perfect spot to spread out, watch a game, or simply relax. The dining room with built-ins connects seamlessly to the oversized kitchen, which overlooks the spacious backyard. The first level offers one bedroom with an en-suite bath, plus two additional bedrooms and a family bath. Upstairs, the primary suite feels tucked away with a large closet and private en-suite bath. The lower level offers fantastic bonus space, including a playroom/media room, laundry, and a half bath. Outside, beautiful gardens and a lovely patio create the perfect backdrop for al-fresco dinners or quiet mornings
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,357 sq ft principal dwelling). Lot size: 19,346 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Financials
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Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,First22 x 15
Flooring - Hardwood
Dining Room
Lvl Main,First14 x 14
Flooring - Hardwood
Kitchen
Lvl Main,First14 x 16
Flooring - Hardwood, Stainless Steel Appliances, Gas Stove
Family Room
Lvl Main,First18 x 17
Flooring - Hardwood
Primary Bedroom
Lvl Second18 x 16
Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
Bedroom 2
Lvl First12 x 16
Bedroom 3
Lvl First12 x 11
Closet, Flooring - Hardwood
Bedroom 4
Lvl First12 x 12
Closet, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Half
Bathroom 2
Lvl FirstBathroom - Full
Bathroom 3
Lvl SecondBathroom - Full
Property History
$2,199,000
Was $2,249,000
Aug 27, 2026
MLS® 73537401
$2,249,000
Jun 17, 2026
MLS® 73537401
Listing Agent: Beth Sager Group
Listing Office: Keller Williams Realty Boston Northwest
MLS® Number: 73537401