Active
9 Days on market
180 Ash Street Spencer — Photo 1 of 32

180 Ash Street Spencer — Photo 1 of 32

$270,000

Investment Analysis — 180 Ash Street

Spencer, MA 01562

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01562 carries an estimated $2,040/mo in gross rent — about a 5.69% cap rate and $15,354/yr in estimated NOI at the $270,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1

SqFt

960

Style

Single Family

Built

1974

THIS RANCH HOME IS SITUATED IN AN ESTABLISHED NEIGHBORHOOD ON 0.92 ACRES WITH 3 BEDROOMS, 1 BATHS, AND 960 SQFT OF LIVING SPACE // THIS IS A HUD PROPERTY. SOLD AS-IS. HUD WILL NOT REPLACE OR REPAIR ANY ISSUES. SMOKE CERTIFICATE, TITLE-5 & WELL WATER TESTING ARE BUYERS /BUYERS AGENT RESPONSIBILITY. IT'S RECOMMENDED THE BUYER OR BUYER'S LAWYER / AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER // LISTED AS “IE” ((INSURED)). FINANCIAL TERMS: ELIGIBLE FOR FHA, FHA 203B, 203K, CONVENTIONAL & CASH HUD CASE # 251-503281// LEAD PAINT MAY EXISTS // SEE ATTACHED DISCLOSURES. ELIGIBLE BIDDERS: NONE PROFIT & OWNER OCCUPIED AND GOVERNMENT AGENCIES, FROM 09/3/2026 BY 09/15/2026 11:59:59 PM. SELLER PREFERS HUD HOMES SOLD BY ELECTRONIC BID ONLY.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 480 sq ft (the lesser of 900 sq ft or half the 960 sq ft principal dwelling). Lot size: 40,228 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$270,000
Annual Taxes$3,251

Parking

Garage0
Off-Street6

Interior Specifications

Total Rooms5
FireplacesNone
FlooringOther
BasementUnfinished

Climate & Utilities

HeatingElectric, Other
CoolingOther
WaterPrivate
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRR

Property & Lot

Acres0.92
SqFt Lot40,228
Lot FeaturesOther

Amenities & Appliances

Water Heater • Other

Neighborhood

Other

Geography

Listing Provided By

Listing Agent: Christina Kelly

Listing Office: ALL CAPITAL REALTY, LLC

MLS® Number: 73571846