
176 Putnam Rd Holden — Photo 1 of 42
$799,900
Investment Analysis — 176 Putnam Rd
Holden, MA 01520
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01520 carries an estimated $3,040/mo in gross rent — about a 2.21% cap rate and $17,703/yr in estimated NOI at the $799,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
3
SqFt
3,414
Style
Single Family
Built
1991
Welcome to this beautifully maintained 3-4 bedroom Cape offering approx 3400 square feet of finished living space on a private, wooded lot just under one acre. The Watershed Act prohibits building behind the property, thus you will enjoy exceptional privacy and peaceful surroundings. Designed with exceptional craftsmanship, this quality-built one owner home features custom woodwork throughout, including handcrafted, built-in oak cabinetry and detailed trim. As you enter the home, you'll be greeted by a dramatic cathedral ceiling extending from the center foyer and staircase all the way to the second-floor loft, creating an impressive open space filled with natural light. The main level features all fresh paint, a spacious first-floor primary suite with a full bath, a formal living room, dining room, comfortable family room and a stunning sunroom-style dining area featuring three walls of windows and a soaring cathedral ceiling, providing beautiful views and making it the perfect place to enjoy meals or relax year-round. Upstairs you'll find a large loft overlooking the main living area, two bedrooms, a full bath and an unfinished 600-square-foot future primary suite with rough plumbing already in place for an additional bathroom offering potential for expansion. The finished walkout lower level adds over 1,000 square feet of living space and includes a second kitchen, bonus room, family room with a pellet stove, full-size windows, and a sliding glass door. Built with quality 2x6 construction, this home also features two full fireplaces, one with a gas insert, a solar hot water system, a whole-house fan for natural cooling, expansive attic storage, a brand-new oil tank, a new garage door, and a meticulously maintained heating system. Outside, enjoy the large Trex deck with maintenance-free aluminum railings. A 16' x 16' two-story barn provides excellent storage, workshop, or hobby space. The beautifully wooded setting cools naturally in the evenings, creating a comfortable outdoor retreat throughout the warmer months. This is a rare opportunity to own a quality custom built home that offers generous living space, timeless character, and energy-efficient features. See attached feature sheet.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,414 sq ft principal dwelling). Lot size: 37,954 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Solar Hot Water • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Shopping • Pool • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood, Recessed Lighting
Dining Room
Lvl FirstFlooring - Hardwood
Kitchen
Lvl FirstFlooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Recessed Lighting
Family Room
Lvl FirstSkylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood
Master Bedroom
Lvl FirstCeiling Fan(s), Flooring - Hardwood
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondSkylight, Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Full, Bathroom - With Shower Stall, Bathroom - With Tub, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Bidet
Bathroom 2
Lvl SecondBathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Bidet
Bathroom 3
Lvl BasementBathroom - Full, Bathroom - With Shower Stall
Property History
$799,900
Sep 10, 2026
MLS® 73575518
$824,900
Sep 9, 2026
MLS® 73563530
$824,900
Aug 16, 2026
MLS® 73563530
Listing Agent: Jayne Diliberto Porter
Listing Office: A. J. Homes
MLS® Number: 73575518