Active
143 Days on market
14 Charles St North Reading — Photo 1 of 42

14 Charles St North Reading — Photo 1 of 42

Recent Drop: $110,000

$2,349,000
$2,239,000

$2,239,000

Investment Analysis — 14 Charles St

North Reading, MA 01864

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01864 carries an estimated $4,200/mo in gross rent — about a 0.52% cap rate and $11,659/yr in estimated NOI at the $2,239,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

5.5

SqFt

5,736

Style

Single Family

Built

2021

Welcome home to this immaculate, energy-efficient property featuring fully owned solar panels and a thoughtfully designed, flexible floorplan with stunning hardwood floors throughout. Offering 4–5 bedrooms (5-bedroom septic) and 5.5 bathrooms, this home delivers exceptional space and versatility. The main level showcases an open-concept living area with an eat-in kitchen, spacious pantry, Thermador stainless steel appliances, formal dining room, mudroom, and a flexible room ideal for a first-floor primary suite, office, or guest space. Upstairs, discover two luxurious primary suites, two additional bedrooms, a cozy sitting area, and a generous laundry room. The finished walk-out basement opens to a stunning patio with firepit and a large, flat backyard—perfect for entertaining and future potential. Enjoy the charm of the farmer’s porch, convenience of a 3-car garage, and the bonus of an unfinished third floor ready for expansion—all set in a highly desirable new neighborhood!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 5,736 sq ft principal dwelling). Lot size: 40,075 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Virtual Tour

Open Houses

Property Details

Financials

Original Price$2,349,000
Annual Taxes$26,645

Parking

Garage3
Off-Street11

Interior Specifications

Total Rooms11
Fireplaces1
FlooringTile, Vinyl, Hardwood, Flooring - Stone/Ceramic Tile
BasementFull, Partially Finished, Walk-Out Access, Interior Entry, Radon Remediation System

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRA

Property & Lot

Acres0.92
SqFt Lot40,075
Lot Features--

Amenities & Appliances

Tankless Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer • Wine Refrigerator • Range Hood

Neighborhood

Public Transportation • Shopping • Park • Golf • Medical Facility • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Family RoomMaster BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 3
First
Living RoomDining RoomKitchenBedroom 5Bathroom 1Bathroom 2
Living Room
Lvl First

20 x 20

Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting

Dining Room
Lvl First

18 x 15

Flooring - Hardwood, Wainscoting

Kitchen
Lvl First

31 x 19

Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Pot Filler Faucet, Wine Chiller, Gas Stove, Lighting - Pendant

Family Room
Lvl Second

12 x 11

Flooring - Hardwood

Master Bedroom
Lvl Second

26 x 34

Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting

Bedroom 2
Lvl Second

15 x 15

Bedroom 3
Lvl Second

15 x 15

Closet, Flooring - Hardwood, Recessed Lighting

Bedroom 4
Lvl Second

20 x 19

Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Double Vanity, Recessed Lighting

Bedroom 5
Lvl First

21 x 20

Bathroom - Full, Closet, Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl First

Bathroom - Full, Bathroom - Tiled With Shower Stall

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Soaking Tub

Property History

Price Drop
$2,239,000

Was $2,290,000

Jul 12, 2026

MLS® 73505389

Price Drop
$2,290,000

Was $2,349,000

Jun 11, 2026

MLS® 73505389

Listed
$2,349,000

Apr 22, 2026

MLS® 73505389

Listing Provided By

Listing Agent: Rebecca Curran

Listing Office: RE/MAX Synergy

MLS® Number: 73505389