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122 Haviland St Ludlow — Photo 1 of 42

122 Haviland St Ludlow — Photo 1 of 42

$499,000

Investment Analysis — 122 Haviland St

Ludlow, MA 01056

Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 3-bedroom in 01056 carries an estimated $2,130/mo in gross rent — about a 2.81% cap rate and $14,032/yr in estimated NOI at the $499,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

1,823

Style

Single Family

Built

1919

Welcome to this distinctive 3 bed/2 bath Tudor-inspired contemporary home w/ a private dock for direct access to Wood Pond. Another standout feature of this property is the substantial garage addition completed in 2016 (APO). This approx. 1400 sq ft climate controlled garage offers exceptional space for vehicles, a workshop, storage, etc.. At the heart of this home, is a spacious kitchen featuring warm wood cabinetry, SS appliances, tile flooring, center island w/ sink and granite countertops. Kitchen flows into both the adjoining dining area and an inviting living room w/ wood floors, exposed wood beam and large windows. First floor also features a full bath, office nook, and a large recreation room w/ vaulted wood plank ceilings, skylights and access to the backyard patio and deck. Three bedrooms and a full bath are located on the second floor. Basement offers additional partially finished living space and laundry hook ups. Furnace replaced 2021 (APO). Ideally situated on a dead end street near the center of town with easy access to shopping, major highways, schools, parks, etc. Don't miss your opportunity to own this gem of a property w/ plenty of backyard space for your entertaining needs and gorgeous views of the pond. THIS ONE WON'T LAST!!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,823 sq ft principal dwelling). Lot size: 34,717 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$499,000
Annual Taxes$5,394

Parking

Garage4
Off-Street8

Interior Specifications

Total Rooms7
FireplacesNone
FlooringWood, Tile, Carpet
BasementFull, Partially Finished, Interior Entry, Concrete

Climate & Utilities

HeatingForced Air, Electric, Propane, Air Source Heat Pumps (ASHP), Ductless, Leased Propane Tank
CoolingAir Source Heat Pumps (ASHP), Ductless, Whole House Fan
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
Zoning02

Property & Lot

Acres0.8
SqFt Lot34,717
Lot FeaturesCleared, Level

Amenities & Appliances

Electric Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • Plumbed For Ice Maker

Neighborhood

Public Transportation • Shopping • Park • Medical Facility • Laundromat • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First
Dining Room
Lvl First
Kitchen
Lvl First
Primary Bedroom
Lvl Second
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bathroom 1
Lvl First
Bathroom 2
Lvl Second
Listing Provided By

Listing Agent: Christina Santos Pietras

Listing Office: Naples Realty Group

MLS® Number: 73574681