
114 Cogswell St Haverhill — Photo 1 of 22
$499,900
Investment Analysis — 114 Cogswell St
Haverhill, MA 01832
Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 2-bedroom in 01832 carries an estimated $2,240/mo in gross rent — about a 3.23% cap rate and $16,139/yr in estimated NOI at the $499,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
1,000
Style
Single Family
Built
1910
Welcome to 114 Cogswell St, an antique home that blends classic charm with thoughtful modern updates. Tucked away on a quiet street off Hilldale Ave, the property offers a charming front porch and an inviting interior filled with natural light and character. The spacious kitchen features bright tile, recessed lighting, upgraded countertops, and an open layout flowing seamlessly into the dining room—an ideal setting for entertaining. Fresh hardwood floors, built-ins, large crown moldings, and beautiful woodwork add timeless appeal throughout the main level. The lovely living room offers high ceilings, a ceiling fan, recessed lighting, and a comfortable gathering space. A symmetrical first-floor layout and center staircase lead upstairs to two adorable bedrooms. Outside, enjoy a gorgeous new back deck overlooking a large, flat, private backyard with lush grass, a fire pit, and a natural privacy barrier with no homes directly behind. Newer appliances and gas heat offer peace of mind, as well as city and town water and sewer. Everything has been done—simply move in and enjoy! Conveniently located near shopping and highway access, this turnkey home offers classic antique charm, modern updates, and a wonderful private outdoor retreat.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 500 sq ft (the lesser of 900 sq ft or half the 1,000 sq ft principal dwelling). Lot size: 7,501 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Financials
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Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Oven • Dishwasher • Disposal • Microwave • Refrigerator • Plumbed For Ice Maker
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Medical Facility • Highway Access
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,First9.666666666 x 14.166666666
Ceiling Fan(s), Flooring - Hardwood, Exterior Access, Recessed Lighting, Crown Molding
Dining Room
Lvl Main,First9.583333333 x 14.166666666
Flooring - Hardwood, Exterior Access, Recessed Lighting, Lighting - Pendant, Crown Molding
Kitchen
Lvl Main,First11.083333333 x 11.25
Flooring - Stone/Ceramic Tile, Dining Area, Exterior Access, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant, Crown Molding
Master Bedroom
Lvl Second9.75 x 14.166666666
Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting, Lighting - Overhead
Bedroom 2
Lvl Second9.666666666 x 14.166666666
Bathroom 1
Lvl Main,First5.416666666 x 11.25
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Listing Agent: John Koulalis
Listing Office: Redfin Corp.
MLS® Number: 73568910