109 Culley St Fitchburg — Photo 1 of 36
Recent Drop: $20,000
$369,900
Investment Analysis — 109 Culley St
Fitchburg, MA 01420
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 4-bedroom in 01420 carries an estimated $2,500/mo in gross rent — about a 5.05% cap rate and $18,677/yr in estimated NOI at the $369,900 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
1
SqFt
1,454
Style
Single Family
Built
1910
Move in Ready! Beautifully renovated 4 Bedroom 1 Bathroom Single Family featuring hardwood floors throughout the main level, a sunlit living room, newly crafted kitchen with granite countertops, ample cabinet space, and stainless steel appliances. The first floor also includes a formal dining room, full bathroom, and a versatile bedroom, perfect for guests, and a second egress to the large deck overlooking the yard. Upstairs, you'll find additional three good sized bedrooms with refinished pine floors. Outside, enjoy plenty of yard space ideal for relaxing, entertaining, or gardening. Plenty off-street parking available. New roof and new gas furnace. View our video tour our stop by our Open House this weekend.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 727 sq ft (the lesser of 900 sq ft or half the 1,454 sq ft principal dwelling). Lot size: 5,654 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property History
$369,900
Was $379,900
Sep 9, 2026
MLS® 73555897
$379,900
Was $389,900
Aug 12, 2026
MLS® 73555897
$389,900
Jul 28, 2026
MLS® 73555897
Listing Agent: Raquel Martinez
Listing Office: Martinez Realty Group
MLS® Number: 73555897