
109-1/2 Franklin Street Stoneham — Photo 1 of 42
$699,000
Investment Analysis — 109-1/2 Franklin Street
Stoneham, MA 02180
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 02180 carries an estimated $3,200/mo in gross rent — about a 3.31% cap rate and $23,116/yr in estimated NOI at the $699,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
1,326
Style
Single Family
Built
1900
Welcome to this move-in ready, character-filled Dutch Gambrel home perfectly situated just moments from vibrant downtown Stoneham. Blending timeless architectural charm with modern functionality, this sunlit residence greets you with warm hardwood flooring, tailored built-ins, and a spacious living room that flows seamlessly into a dedicated dining room, ideal for both everyday meals and entertaining. Graceful French doors open from the living room into a private main-level office. The kitchen is designed for everyday ease, offering ceramic tile, ample cabinetry, recessed lighting, a gas stove, and a convenient breakfast bar, complemented by a half bath on the main level. Upstairs, you will find three spacious bedrooms—all featuring hardwood floors and custom built-ins, with two boasting generous walk-in closets—alongside a well-appointed full bathroom. The lower level expands your living space with a flexible recreation room featuring integrated storage. Outside, your own private oasis awaits, complete with a wood deck, a covered porch, two distinct patio settings, and established garden beds ideal for relaxation or dining al fresco. A detached 2-car garage rounds out this exceptional property, providing secure, sheltered parking and everyday convenience in an unbeatable location. Enjoy being moments from the High school and Middle school and easy access to Route 93 and the commuter rail!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 663 sq ft (the lesser of 900 sq ft or half the 1,326 sq ft principal dwelling). Lot size: 4,526 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Water Heater • Oven • Range • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Golf • House of Worship • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First18 x 11
Ceiling Fan(s), Flooring - Hardwood, French Doors, Cable Hookup
Dining Room
Lvl First13 x 11
Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Recessed Lighting
Kitchen
Lvl First12 x 11
Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Recessed Lighting, Gas Stove
Office
Lvl First12 x 6
Closet/Cabinets - Custom Built, Flooring - Hardwood
Family Room
Lvl Basement24 x 8
Closet, Closet/Cabinets - Custom Built, Recessed Lighting
Primary Bedroom
Lvl Second10 x 15
Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup
Bedroom 2
Lvl Second11 x 12
Bedroom 3
Lvl Second13 x 7
Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup
Bathroom 1
Lvl Second8 x 7
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Recessed Lighting
Bathroom 2
Lvl First4 x 4
Bathroom - Half, Flooring - Stone/Ceramic Tile
Listing Agent: Lynne Shannon
Listing Office: Lamacchia Realty, Inc.
MLS® Number: 73560247