
106 High St Ipswich — Photo 1 of 42
$799,000
Investment Analysis — 106 High St
Ipswich, MA 01938
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01938 carries an estimated $3,080/mo in gross rent — about a 2.35% cap rate and $18,794/yr in estimated NOI at the $799,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
2,654
Style
Single Family
Built
1690
Rich in history, character and charm, this amazing Antique incorporates comfortable livability and makes entertaining easy. In this First Period home - known locally as the “house with the orange shutters” and cherished by one family since 1962- the flow-through floor plan amidst overly generous rooms is accented with magnificent architectural highlights such as wide pine floors and 4 grand fireplaces creating a captivating ambiance to delight family and guests. Celebrations – small and large – will be memorable in the spectacular sunroom with a greenhouse-like ceiling and floor-to-ceiling glass wall that overlooks the lush yard with a 300+ year old beech tree and connects to a huge fireplaced family room with exposed ceiling beams and a large more formal living room also with a fireplace. The kitchen with a separate pantry and casual dining area is adjacent to a front-to-back dining room with horizontal wainscoting, built-in cupboard and exposed ceiling beams. 1st floor office is an added convenience. Two of the spacious bedrooms upstairs have stunning fireplaces and huge closets. The primary suite has a dressing room with a room-size walk-in closet. In addition to a separate 2-car garage (with electricity) offering ample room for storage and a workshop, this sun-filled home with its new roof, insulation and upgraded electric is ready for today and tomorrow.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,654 sq ft principal dwelling). Lot size: 11,836 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Stable(s) • Golf
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First14.333333333 x 19.333333333
Flooring - Wood
Dining Room
Lvl First11.916666666 x 19.083333333
Beamed Ceilings, Flooring - Laminate, Lighting - Overhead
Kitchen
Lvl First12.833333333 x 14.75
Flooring - Stone/Ceramic Tile, Recessed Lighting
Office
Lvl First7.083333333 x 12.666666666
Flooring - Wood
Family Room
Lvl First17.25 x 19.416666666
Beamed Ceilings, Flooring - Wood, Lighting - Sconce
Master Bedroom
Lvl Second15.666666666 x 19.416666666
Flooring - Wood, Exterior Access
Bedroom 2
Lvl Second16.666666666 x 19.333333333
Bedroom 3
Lvl Second16.75 x 12.833333333
Lighting - Pendant, Flooring - Engineered Hardwood
Bathroom 1
Lvl First5.416666666 x 3.75
Bathroom - Half, Flooring - Stone/Ceramic Tile, Lighting - Sconce
Bathroom 2
Lvl Second9.083333333 x 6.083333333
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Pendant
Bathroom 3
Lvl Second6.5 x 7.166666666
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Sconce
Listing Agent: Nancy Peterson
Listing Office: J. Barrett & Company
MLS® Number: 73556565